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winchester T: 01962 830880
alresford T: 01962 734633
farnham T: 01252 891886
commercial T: 01962 888900
the london office T: 0207 839 0888
head office T: 01962 888930
chandlers ford T: 02380 255100
Private Finance T: 01252 710000

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WHY CHOOSE CHARTERS?

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YOUR PROPERTY IS SAFE IN OUR HANDS

Our fee schedule is open and transparent with no hidden charges and shown with VAT included.

We offer full client money protection and are registered with my|deposits a government-authorised  Tenancy Deposit Protection Scheme.

Our existing clients range from accidental private landlords with just one small rental property, investment landlords juggling a complex portfolio, to company lets of country homes.

We clearly have depth of experience and relevant understanding of the ever changing regulations.

EPC’s | Gas Safety | Furniture & Fire Regulations | Electrical Safety | Smoke & Carbon Monoxide Detectors
Legionella Risk Assessment | Consent to Let | Insurance | Media & Utilities Switching Service

Our tailor made solutions include a range of incremental service levels to suit your needs and budgets. Be aware of the potential minefield of laws and regulations surrounding the rental industry and remember the old adage: ‘you get what you pay for’

Our continually updating databases ensure our ability to match qualified tenants with suitable properties and necessity quickly. Backed by an extensive knowledge of the local markets and commercially astute investment advice, our lettings teams provide dedicated and proactive property management to our landlords. We deliver high occupancy rates with total peace of mind.

We offer an accounts and credit control department located in Bath, which uses state of the art accounting and reporting systems managing all our clients monies, thus ensuring rents are collected and landlords are paid. Producing detailed rent statements our accounts team are available to answer a variety of queries.

With services such as tenancy agreements, stringent inspections and rent reviews our dedicated Property Management Team is centred at our Head Office, just outside of Winchester. You can be confident your investment will stay safe and secure in our care.

Our Property Management Team can be contacted on 01962 888930 whilst our Accounts & Credit Control Department can be contacted on 01225 838 334

Our network of Hampshire & Surrey offices work pro-actively together with dedicated front-line staff who are driven to source homes for active tenants, conducting viewings, negotiating the best rents and keeping you fully informed at all times.

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Jargon Buster

A helpful 'A to z' of industry buzzwords

Legal & Financial Aspects

Legal and financial aspects

Legal and financial aspects

Consents to let

Before letting your property the following should be considered:

  • Consent must be obtained from your mortgage lender.
  • Insurance companies must be notified of the intention to let the property.
  • Permission must be obtained from the Freeholder (for Leasehold properties only).
  • If jointly owned, co-owners must be named on the Terms and Conditions and in the Tenancy Agreement.

Tenancy Agreement

A Tenancy Agreement is a written agreement that sets out the terms of a tenancy and the rights and obligations of the landlord and tenant. It is important to select the correct type of Tenancy Agreement to ensure that you are properly protected while letting your property. Charters will draw up the relevant agreements to be signed by both parties each time your property is let. To help you decide on the most suitable Tenancy Agreement please see the following outline of each type.

Assured Shorthold Tenancy (AST)

This agreement should be used where:

  • The rent is below £100,000 per annum.
  • The tenancy is for a period of six months or more.
  • The tenant is an individual, or a group of individuals, rather than a company.

An AST is the most common type of agreement and provides the tenant with certain protections under The Housing Act 1988, yet still allows the landlord to regain possession of the property by giving two months notice (subject to the terms of the agreement).

Contractual Tenancy

This agreement should be used where:

  • The rent exceeds £100,000 per annum.
  • The tenant is an individual, group of individuals or a company.

The tenant is not given any additional statutory protection and both parties are bound only by the terms of the written agreement.

Company Tenancy

This agreement should be used where:

  • The tenant is a company rather than an individual, or a group of individuals.

As with Contractual Tenancy, this agreement does not offer the tenant any additional statutory protection. The name of the person who will actually be living in the property (known as the ‘licensee’) should also appear on the agreement.

Premium Lease

For tax reasons, some companies choose to pay the rent in advance for the full term of the tenancy. The amount paid in advance is known as a ‘premium’ and a special form of agreement is used for this type of let. You should speak to an accountant to find out how this may impact on your own tax arrangements before entering into such an agreement.

Safety regulations

As a landlord, there are certain safety regulations to which you have to adhere before letting your property. Compliance will ensure that your property is safe for the tenant to live in.

Gas safety

The Gas Safety Regulations 1998 require that any gas appliances in a property are inspected before a tenant moves in , and annually thereafter, to ensure that they comply with the regulations. The inspection must be carried out by a Gas Safe registered engineer. Charters can organise this on your behalf as part of our lettings service.

Electrical safety

The Electrical Equipment (Safety) Regulations 1994 require that any electrical appliances left in a property are tested by a qualified engineer to assess their safety.

Furniture and furnishings regulations

If furnished, certain furniture must comply with the provisions of the Furniture and Furnishings (Fire)(Safety) Regulations 1998 and the subsequent amendments to that Act, prior to the property being let.

The regulations apply to sofas, beds, bedheads, covers for furniture, cushions and pillows along with other items. They do not apply to curtains, carpets, bed linen, duvets or mattress covers. Furniture manufactured before 1950 is exempt from these regulations. Furniture manufactured after 1988 must have the relevant safety label attached. For guidance on which items must comply with these regulations visit the Office of Public Sector Information website at www.opsi.gov.uk.

Smoke alarms

Buildings Regulations require that properties built since June 1992 are fitted with mains operated smoke detectors and alarms on each floor. We strongly recommend that you provide smoke alarms and a carbon monoxide detector in any property to be let.

Legal and financial aspects

Consents to let

Before letting your property the following should be considered:

  • Consent must be obtained from your mortgage lender.
  • Insurance companies must be notified of the intention to let the property.
  • Permission must be obtained from the Freeholder (for Leasehold properties only).
  • If jointly owned, co-owners must be named on the Terms and Conditions and in the Tenancy Agreement.

Tenancy Agreement

A Tenancy Agreement is a written agreement that sets out the terms of a tenancy and the rights and obligations of the landlord and tenant. It is important to select the correct type of Tenancy Agreement to ensure that you are properly protected while letting your property. Charters will draw up the relevant agreements to be signed by both parties each time your property is let. To help you decide on the most suitable Tenancy Agreement please see the following outline of each type.

Assured Shorthold Tenancy (AST)

This agreement should be used where:

  • The rent is below £100,000 per annum.
  • The tenancy is for a period of six months or more.
  • The tenant is an individual, or a group of individuals, rather than a company.

An AST is the most common type of agreement and provides the tenant with certain protections under The Housing Act 1988, yet still allows the landlord to regain possession of the property by giving two months notice (subject to the terms of the agreement).

Contractual Tenancy

This agreement should be used where:

  • The rent exceeds £100,000 per annum.
  • The tenant is an individual, group of individuals or a company.

The tenant is not given any additional statutory protection and both parties are bound only by the terms of the written agreement.

Company Tenancy

This agreement should be used where:

  • The tenant is a company rather than an individual, or a group of individuals.

As with Contractual Tenancy, this agreement does not offer the tenant any additional statutory protection. The name of the person who will actually be living in the property (known as the ‘licensee’) should also appear on the agreement.

Premium Lease

For tax reasons, some companies choose to pay the rent in advance for the full term of the tenancy. The amount paid in advance is known as a ‘premium’ and a special form of agreement is used for this type of let. You should speak to an accountant to find out how this may impact on your own tax arrangements before entering into such an agreement.

Safety regulations

As a landlord, there are certain safety regulations to which you have to adhere before letting your property. Compliance will ensure that your property is safe for the tenant to live in.

Gas safety

The Gas Safety Regulations 1998 require that any gas appliances in a property are inspected before a tenant moves in , and annually thereafter, to ensure that they comply with the regulations. The inspection must be carried out by a Gas Safe registered engineer. Charters can organise this on your behalf as part of our lettings service.

Electrical safety

The Electrical Equipment (Safety) Regulations 1994 require that any electrical appliances left in a property are tested by a qualified engineer to assess their safety.

Furniture and furnishings regulations

If furnished, certain furniture must comply with the provisions of the Furniture and Furnishings (Fire)(Safety) Regulations 1998 and the subsequent amendments to that Act, prior to the property being let.

The regulations apply to sofas, beds, bedheads, covers for furniture, cushions and pillows along with other items. They do not apply to curtains, carpets, bed linen, duvets or mattress covers. Furniture manufactured before 1950 is exempt from these regulations. Furniture manufactured after 1988 must have the relevant safety label attached. For guidance on which items must comply with these regulations visit the Office of Public Sector Information website at www.opsi.gov.uk.

Smoke alarms

Buildings Regulations require that properties built since June 1992 are fitted with mains operated smoke detectors and alarms on each floor. We strongly recommend that you provide smoke alarms and a carbon monoxide detector in any property to be let.

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